CityMedic
Heart & Cholesterol

Understanding your cholesterol numbers

6 min readUpdated 4 June 2026

Medically reviewed by Pharmacist Cherlyn

Heart-healthy foods and a stethoscope on a table

The short answer

A lipid panel reports LDL (“bad”), HDL (“good”), triglycerides and total cholesterol in mmol/L. As a general guide, aim for LDL below 2.6, HDL above 1.0–1.3, triglycerides below 1.7 and total below 5.2 — but your personal targets depend on your overall heart-disease risk.

A lipid panel can look like a wall of numbers. Here's what each one means and what's generally considered healthy. You can also estimate your own ratios and heart risk with our free cholesterol calculator.

The four core numbers (mmol/L)

MarkerWhat it isGeneral target
LDL ("bad")Carries cholesterol into artery wallsBelow 2.6 (lower if high-risk)
HDL ("good")Helps clear cholesterol awayAbove 1.0 (men) / 1.3 (women)
TriglyceridesA blood fat linked to diet & metabolismBelow 1.7
Total cholesterolLDL + HDL + a portion of triglyceridesBelow 5.2

Ratios and non-HDL

Beyond the raw values, two derived numbers are useful: non-HDL cholesterol (total minus HDL — everything "atherogenic") and the TC/HDL ratio. They often predict cardiovascular risk better than LDL alone. The calculator works these out for you and estimates a 10-year heart-risk band.

Why your targets are personal

"Healthy" depends on your overall cardiovascular risk — age, blood pressure, smoking, diabetes, and family history. Someone at high risk needs a much lower LDL than someone at low risk. That's why the same number can be fine for one person and a concern for another.

How cholesterol is measured

A full lipid profile is a simple blood test. Point-of-care analysers such as the SD LipidoCare can produce a multi-parameter lipid panel in minutes in a clinic or community-screening setting, making regular checks more accessible.

This article is general health information, not medical advice. Target ranges are guides based on widely used standards (WHO, ADA, and Malaysian Clinical Practice Guidelines) and are individualised by your doctor. Always discuss your own results with a healthcare professional.

Frequently asked questions

What is a healthy LDL cholesterol level?

Generally, an LDL below 2.6 mmol/L is considered optimal, but if you are at higher cardiovascular risk your doctor may target below 1.8 mmol/L or lower. Targets are individualised.

What is a good total cholesterol level?

A total cholesterol below 5.2 mmol/L is generally desirable, but the breakdown (LDL, HDL, triglycerides) and your overall risk matter more than the single total.

What does the TC/HDL ratio mean?

It's your total cholesterol divided by HDL — a quick marker of risk. Lower is better; broadly, below about 4.5 is often considered favourable, but interpret it alongside your other numbers and risk factors.